Commercial and Consumer Bankruptcy Representation

If you are struggling to pay your bills or if you are facing foreclosure, bankruptcy may be a good option for you. At the law office of Elliott B Weiss & Associates, we help businesses and individuals find debt relief through bankruptcy. We have over 20 years of experience helping clients in Williamsport and throughout Northcentral Pennsylvania.

Contact our firm online or call 570-279-4356 to schedule your free initial consultation.

Regardless of the situation you are facing, there are usually several possible approaches to addressing the legal problem. This is certainly true with bankruptcy. We help our clients explore all their options to find the right solution for their situation. Our attorneys help clients regain control of their finances using methods such as debt discharges, restructuring payment plans, debt reorganizations, cram downs and mortgage modifications.

We represent clients in all four chapters of bankruptcy, including:

• Chapter 7 bankruptcy: Chapter 7 bankruptcy is ideal for people who do not think they will be able to repay most of their debts. If approved for Chapter 7 bankruptcy, all qualifying debts can be discharged through liquidation.
• Chapter 11 bankruptcy: With Chapter 11 bankruptcy, businesses are allowed to reorganize their debts and pay creditors back over time. This type of debt relief is called reorganization.
• Chapter 12 bankruptcy: Chapter 12 offers debt relief to family farmers and family fishermen who have a regular source of income. Under Chapter 12 bankruptcy, the client proposes a payment plan wherein the debt is paid off over 3-5 years.
• Chapter 13 bankruptcy: Chapter 13 bankruptcy is often called reorganization bankruptcy because it allows individuals to enter a plan where they reorganize their debts so they can be repaid over a 3-5 year time period.

If you are having financial problems but do not need to file for bankruptcy, we also offer related services. We represent clients in credit card and mortgage foreclosure litigation, and we prepare workouts for credit card debt.

Schedule your free initial consultation with an experienced lawyer by contacting our firm online or calling 570-279-4356.